In today’s fast-paced world, knowing your bank account balance instantly is essential. Whether you want to manage your expenses, plan payments, or simply stay updated, checking your balance should be quick, convenient, and secure. For account holders of Union Bank of India (UBI) — one of India’s largest public sector banks — there are multiple ways to perform a balance enquiry, including toll-free phone numbers, SMS services, missed calls, WhatsApp, mobile apps, and more.
This article provides a detailed breakdown of all the Union Bank balance enquiry numbers and methods available in 2025, so you can choose the one that suits you best.
1. Toll-Free Balance Enquiry Numbers
One of the easiest ways to check your Union Bank account balance is by calling the toll-free customer care helpline. Union Bank offers several 24×7 toll-free numbers that you can call from your registered mobile number to get real-time account information, including your current balance.
Main Toll-Free Numbers
👉 1800-22-2244
👉 1800-208-2244
👉 1800-42-51515
👉 1800-42-53555
👉 1800-2333 (Another general banking helpline)
How it works:
- Dial any of the toll-free numbers from your registered mobile number.
- Listen to the Interactive Voice Response System (IVRS).
- Select your preferred language.
- Choose the Balance Enquiry option.
- The IVR will read out your current account balance after verification.
If you’re calling from an unregistered number, you might be asked to enter your 16-digit debit card number, expiry date, or last 4 digits of your account number for verification.
2. Missed Call Balance Enquiry Number
For quick, hassle-free balance checks without talking to anyone or logging into an app, Union Bank provides a missed call service. This method is extremely popular because it’s free, instant, and works even without internet.
Missed Call Enquiry Number:
📞 09223008586 (Give a missed call)
How it works:
- Make sure your mobile number is registered with your Union Bank account.
- Dial 09223008586.
- The call will automatically disconnect after a few rings.
- Within seconds, you’ll receive an SMS containing your current account balance.
This service works 24×7 and is totally free once your number is registered with the bank.
3. SMS Banking Balance Enquiry
If you prefer text messages, Union Bank also allows you to check your balance by sending an SMS from your registered mobile number. This is useful when you don’t want to place a call.
SMS Balance Enquiry Number and Format
📱 SMS Number: 09223008486
📱 Message Format:
- For primary account balance: UBAL
- For another account: UBAL <space> Account number
Steps:
- Open SMS app on your mobile phone.
- Type UBAL and send to 09223008486.
- You’ll receive an SMS reply with your account balance within seconds.
SMS banking might have standard charges from your mobile provider, but it is a convenient offline method.
4. WhatsApp Banking Balance Enquiry
Union Bank has embraced instant messaging by introducing WhatsApp banking, enabling you to check your balance via chat. This method works particularly well if you prefer guided menus and conversational banking.
WhatsApp Banking Number:
💬 9666606060
How it works:
- Save the number 9666606060 in your phone contacts.
- Open WhatsApp and send “Hi” to this number.
- From the menu, choose Balance Enquiry.
- Follow prompts to receive your balance in chat.
This feature combines the simplicity of SMS with a richer, interactive experience.
*5. USSD Balance Enquiry (99#)
If you want a non-internet, quick menu-based solution, you can also use USSD banking. Dialing *99# on your phone offers banking services, including balance enquiry, without requiring internet or an app.
USSD Code:
📞 *Dial 99#
Steps:
- After dialing, navigate the menu by choosing your bank (Union Bank of India).
- Select Balance Enquiry from options.
This is especially helpful in regions with limited mobile data or older phones.
6. Digital Options: Mobile & Internet Banking
Beyond phone numbers, Union Bank offers digital solutions that provide instant access to your balance and transaction history.
Mobile Banking:
- Use Union Bank’s official mobile apps like Vyom or U-Mobile.
- Login with your customer ID and password.
- Go to My Accounts to view your balance.
Internet Banking:
- Visit the official Union Bank internet banking portal.
- Login securely with your credentials.
- Your balance and recent transactions appear on the dashboard.
These digital channels are ideal for users who want rich detail, mini-statements, and additional banking services beyond balance enquiry.
7. Traditional Methods: ATMs & Passbooks
Although not phone numbers, traditional methods still matter:
ATM:
- Insert your debit card at any Union Bank or affiliated ATM.
- Enter PIN → Select Balance Enquiry.
Passbook Update:
- Visit your nearest Union Bank branch.
- Get your passbook updated to see your latest balance and transactions.
These remain reliable options for comprehensive transaction records.
Tips to Ensure Smooth Balance Enquiry
✔️ Register your mobile number with the bank to use missed calls, SMS, and WhatsApp services.
✔️ Use official numbers from the bank’s website or app — be cautious of fake numbers and scams.
✔️ Avoid sharing sensitive details like OTPs, PINs, or passwords during calls or SMS.
✔️ Keep internet banking credentials secure and update them periodically for safety.
Conclusion
Whether you prefer calling a number, giving a missed call, sending an SMS, chatting over WhatsApp, using USSD, or checking online — Union Bank of India offers a variety of options to make balance enquiry easy and accessible.
Here are the most important Union Bank balance enquiry numbers at a glance:
- 📞 Missed Call: 09223008586
- 📱 SMS: 09223008486 (Text “UBAL”)
- 📞 Toll-Free IVR: 1800-22-2244 / 1800-208-2244 / 1800-42-51515 / 1800-42-53555 / 1800-2333
- 💬 WhatsApp: 9666606060
- 📞 USSD Code: *99#
- 📲 Mobile & Internet Banking: Official apps & website
With these tools at your disposal, checking your bank balance is quick, secure, and available 24×7 — just the way modern banking should be.